Calculator
Savings Rate & Financial Independence Calculator
Calculate your savings rate and see how many years until financial independence
Savings Rate
30.0%
Years to Financial Independence
33 yrs
Independence Target (2059)
$2.5M
Expected pre-retirement investment return (e.g. 7% for a diversified stock portfolio)
Annual % withdrawn in retirement — 4% implies a 25× expenses target
4% withdrawal rate =
Savings Rate Benchmark
Minimum (10%)
Good (20%)
FIRE (50%+)
Net Worth Projection