Calculator

Rent vs. Buy Calculator

Model the true financial cost of buying vs. renting over time. Find your break-even year accounting for equity, appreciation, and opportunity cost.

Renting is cheaper for the full 10-year period

Total Rent Cost

$275.1K

Net Buy Cost

$339.4K

Home Price

Down Payment

Mortgage Rate

Property Tax Rate

Loan Term

Monthly Rent

Annual Rent Increase

Home Appreciation Rate

Years in Home

Cumulative Cost Over Time

Cumulative Rent Net Buy Cost